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Loan Application Checklist

  • Signed contract & all riders on home being purchased.
  • W-2 forms and 1040 tax forms for the past two years.
  • Current paycheck stubs covering the last 30 days.
  • Last 2 months statements (all pages) for all checking, savings, credit union, 401k (funds which will be used to close).
  • Copy of borrowers drivers license's or state ID.
  • Names and phone numbers of real estate agent & attorney you will be using for this transaction.
  • List of employer's name, address and phone numbers for the last two years.
  • Signed divorce decree all pages (if applicable).
  • Letter from landlord stating on time for 12 months or name and phone number of landlord.
  • If retired, copy of most recent social security awards letter or pension awards letter.
  • Filled discharge of bankruptcy and complete schedule of creditors (if applicable).
  • For other real estate owned, a copy of property tax bill, name & phone number of your current insurance agent and mortgage statement.
  • Check payable to PinPoint Mortgage Corp. for $295.00 for appraisal and credit report.
 

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Illinois residential
mortgage licensee